Annuities InsuranceInsuranceFinderSpecialty InsuranceBusiness InsuranceHomeOwners InsuranceAuto InsuranceLife InsuranceHealth Insurance

About Managed Care Health Insurance
$100? $200? $300? How Much Could You SAVE on Health Insurance?
Search for an Agent in Your Local Area

Managed care plans fall into 3 basic types plans:

-HMO
-PPO
-POS

A common trait among managed care plans is the incentive (usually, a lower premium) for the insured to stay within a specified network of health care providers.

Health Maintenance Organizations (HMOs)
HMOs provide medical treatment on a prepaid basis, which means that HMO members pay a fixed monthly fee, regardless of how much medical care is needed in a time period (usually a monthly basis). In return for this fee, most HMOs provide a wide variety of medical services, from office visits to hospitalization and surgery. There are exceptions but most HMO members must receive their medical treatment from those within the network.

Preferred Provider Organizations (PPOs)
A PPO is made up of doctors and or hospitals that provide medical service only to a specific group. Rather than prepaying for medical care, PPO members pay for services as they are provided. The PPO sponsor (usually an employer or insurance company) usually reimburses the member for the cost of the treatment, minus any co-payment fee. In some cases, the doctor may submit the bill directly to the insurance company for payment. The insurer then pays the covered amount directly to the health care provider, and the member pays his or her co-payment amount. The price for each type of service is negotiated in advance by the health care providers and the PPO sponsor(s).

Point Of Service (POS) plans
A point of service plan is a type of system where you pay no deductible and usually only a small co-payment when you use a health care provider within your network. You also must choose a primary care physician who is responsible for all referrals within the POS network. If you choose to go outside of the network for health care, you will likely be subject to a deductible, and your co-payment will be a percentage of the physicians charges.

Health Insurance Articles
Individual Health Insurance
Important information about what to look for in a health insurance plan. "Individual health care insurance provides coverage for only one individual, or family...
Read More >>
What is Medicare?
Learn about the federal program called medicare which takes on the responsibility of health care for retired individuals.
Read More >>
Group Health Insurance
Find out about group health insurance plans, MPP's and major medical coverage.
Read More >>
What is Medicaid?
Answers to questions concerning medicaid can be found here.
Read More >>
Managed Care Insurance
Learn about the different managed care insurance options including HMO, PPO, and POS plans.
Read More >>
Indemnity Insurance
Learn about indemnity insurance and the different types of reimbursement.
Read More >>
Hospital Insurance
Find out why hospital insurance may be needed in addition to your current health insurance policy.
Read More >>
Disability Insurance
Find out about long and short term disability insurance plans.
Read More >>
What is COBRA?
What happens to your health insurance in case you become unemployed? Find out how COBRA can help.
Read More >>
Long Term Care Insurance
Learn about the types of services involved in a policy.
Read More >>
Your site is the the most helpful and insightful insurance site I have visited! And its FREE!!! Anything free is for ME!!! Thanks a lot and I appreciate your tips! I will let you know the outcome!
Great site!!! Great information. Very informative.
I just want to say "Thank you". The services you have provided are awesome. Keep up this great service.
So far I have found that you have done exactly
what you say. And that is the best thing! Thank you.
Great information. Thanks for providing!
Thank you very much for your help!! You made it so easy to find exactly what I needed. I will be telling my friends and family about your website. Again, thanks a lot!!

About | Library | Glossary | Disclaimer | Privacy | Suggest | Affiliate | Advertise | Agent Log-In | Site Map

We are not a carrier, agent or broker. When you choose to inquire with an advertiser on Insurance Finder, your information remains between you and that advertiser(s). Advertisers are solely responsible for keeping their information current.

Insurance quotes from agents near you:
Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Washington DC | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Insurance Policy:
Individual and Family Health Plans | Corporate Group Health Plans | Long Term Care (LTC) | Disability Insurance | Senior Health Insurance | Dental Insurance | Vision Health Plans | Rx Drug Savings Plans | Term Life Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Auto Insurance | Senior Auto Insurance (Age 55+) | Motorcycle Insurance | ATV Insurance | Boat Insurance | Watercraft Insurance | RV Insurance | Homeowners Insurance | Condominium Insurance | Renters Insurance | Business Owners Insurance | Commercial Auto & Truck Insurance | Workers Compensation | Liability Insurance | Mortgage Protection Insurance

InsuranceFinder.com is an Electric Business website.  Powered by ZipSearch!
Copyright © 2007 InsuranceFinder® All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.