Annuities InsuranceInsuranceFinderSpecialty InsuranceBusiness InsuranceHomeOwners InsuranceAuto InsuranceLife InsuranceHealth Insurance

About Indemnity Health Insurance
$100? $200? $300? How Much Could You SAVE on Health Insurance?
Search for an Agent in Your Local Area

Health insurance coverage can be categorized into 2 major categories:

-Indemnity plans
-manage care plans

Indemnity plans
An indemnity plan reimburses you for your medical expenses, regardless of who provides the service. In some situations/types of coverage, this amount may be limited. The coverage offered by most insurers is in the form of an indemnity plan.

Different plans use different methods for determining how much you will be reimbursed for your medical expenses. Below are some common methods of reimbursement:

Reimbursement--percentage of actual charges
Under this plan, the insurer pays a percentage of the actual charges for covered procedures and services, regardless of how much they cost. A common reimbursement percentage is 80%. This has the same effect as a 20% co-payment.

Reimbursement--actual charges
Under this type of plan, the insurer will reimburse you for the actual cost of specified procedures or services, regardless of how much that cost may be.

Indemnity
Under this type of plan, the insurer pays a specified amount per day for a specified maximum number of days. Although your reimbursement amount does not depend on the actual cost of your care, your reimbursement will never exceed your expenses.

Health Insurance Articles
Individual Health Insurance
Important information about what to look for in a health insurance plan. "Individual health care insurance provides coverage for only one individual, or family...
Read More >>
What is Medicare?
Learn about the federal program called medicare which takes on the responsibility of health care for retired individuals.
Read More >>
Group Health Insurance
Find out about group health insurance plans, MPP's and major medical coverage.
Read More >>
What is Medicaid?
Answers to questions concerning medicaid can be found here.
Read More >>
Managed Care Insurance
Learn about the different managed care insurance options including HMO, PPO, and POS plans.
Read More >>
Indemnity Insurance
Learn about indemnity insurance and the different types of reimbursement.
Read More >>
Hospital Insurance
Find out why hospital insurance may be needed in addition to your current health insurance policy.
Read More >>
Disability Insurance
Find out about long and short term disability insurance plans.
Read More >>
What is COBRA?
What happens to your health insurance in case you become unemployed? Find out how COBRA can help.
Read More >>
Long Term Care Insurance
Learn about the types of services involved in a policy.
Read More >>
Your site is the the most helpful and insightful insurance site I have visited! And its FREE!!! Anything free is for ME!!! Thanks a lot and I appreciate your tips! I will let you know the outcome!
Great site!!! Great information. Very informative.
I just want to say "Thank you". The services you have provided are awesome. Keep up this great service.
So far I have found that you have done exactly
what you say. And that is the best thing! Thank you.
Great information. Thanks for providing!
Thank you very much for your help!! You made it so easy to find exactly what I needed. I will be telling my friends and family about your website. Again, thanks a lot!!

About | Library | Glossary | Disclaimer | Privacy | Suggest | Affiliate | Advertise | Agent Log-In | Site Map

We are not a carrier, agent or broker. When you choose to inquire with an advertiser on Insurance Finder, your information remains between you and that advertiser(s). Advertisers are solely responsible for keeping their information current.

Insurance quotes from agents near you:
Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | Washington DC | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Insurance Policy:
Individual and Family Health Plans | Corporate Group Health Plans | Long Term Care (LTC) | Disability Insurance | Senior Health Insurance | Dental Insurance | Vision Health Plans | Rx Drug Savings Plans | Term Life Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Auto Insurance | Senior Auto Insurance (Age 55+) | Motorcycle Insurance | ATV Insurance | Boat Insurance | Watercraft Insurance | RV Insurance | Homeowners Insurance | Condominium Insurance | Renters Insurance | Business Owners Insurance | Commercial Auto & Truck Insurance | Workers Compensation | Liability Insurance | Mortgage Protection Insurance

InsuranceFinder.com is an Electric Business website.  Powered by ZipSearch!
Copyright © 2007 InsuranceFinder® All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.