Annuities InsuranceInsuranceFinderSpecialty InsuranceBusiness InsuranceHomeOwners InsuranceAuto InsuranceLife InsuranceHealth Insurance

Shopping for Auto Insurance in New York
It is important to maintain automobile insurance coverage on an uninterrupted basis as long as you own a car. The New York Department of Motor Vehicles (DMV) has the Insurance Information and Enforcement System (IIES), which will find uninsured vehicles.

Car insurance companies are required to report to the DMV information, cancellations, renewals, and new policies; on everyone they provide car insurance coverage. This information is tracked for all registered cars. If you have a lapse in auto insurance it can result in suspension of your car registration and driver’s license, as well as other monetary penalties.

New York State Cancellation Law does not allow car insurance companies to cancel your auto insurance coverage mid-term so long as your policy has been enforce for at least 60 days. The car insurance company can cancel your auto insurance policy mid-term if your driver’s license has been revocation or suspension of a driver’s license of any person insured under your policy, non-payment of premium, or discovery of fraud or material misrepresentation.

If a New York auto insurance company does cancel your car insurance policy mid-term they have to send you a notice at least 20 days prior to the cancellation date. Or if the mid-term cancellation is because you didn’t pay they only have to send you a notice 15 days prior to the cancellation date. Any cancellation notice must state the reason(s) for termination. In addition, a recent change in the New York car insurance, law requires any cancellation notice for nonpayment of premium to clearly state the amount due.

Are you paying too much for insurance?
Please don’t delay in getting car insurance for your vehicle. Do you need to get a car insurance quote? If so check out InsuranceFinder.com. You get matched with car insurance agents that can give you car insurance quotes and answer all of your automobile insurance questions. InsuranceFinder lets you shop for car insurance quotes online 24 hours a day. It’s easy and you can get New York auto insurance information from the convenience of your home or office. Just fill out one simple, safe form and you will be matched with New York car insurance professionals. Find out how much you could save on New York auto insurance now.

New York Automobile Insurance Requirements:
In New York, auto insurance has three coverages that must be purchased to meet the minimum car insurance requirements. The required car insurance coverages are Personal Injury Protection (PIP or no-fault), bodily injury liability and uninsured motorist. The minimum limits for car insurance in New York are $25,000/$50,000 for bodily injury liability and $10,000 for property damage. The basic no-fault coverage pays for medical expenses, lost wages and other expenses related to injuries up to $50,000 per person, regardless of who might have been at fault.

No-Fault pays before your health insurance in the event of injury because of an auto accident. No-fault vehicle insurance does not cover damage to your car or another. New York’s No-Fault car insurance law doesn’t allow for lawsuits from car accidents with some exceptions like economic losses beyond the coverage of the No-Fault benefits. Additionally, someone can be ineligible for New York’s No-Fault auto insurance if they were driving while under the influence, owning an uninsured vehicle or riding an ATV or a motorcycle. For a more complete list visit the New York State Insurance Department.

To find out more about New York car insurance and car insurance rates visit InsuranceFinder.com. In minutes you can find qualified auto insurance agents to answer all of your questions about car insurance in New York.
Your site is the the most helpful and insightful insurance site I have visited! And its FREE!!! Anything free is for ME!!! Thanks a lot and I appreciate your tips! I will let you know the outcome!
Great site!!! Great information. Very informative.
I just want to say "Thank you". The services you have provided are awesome. Keep up this great service.
So far I have found that you have done exactly
what you say. And that is the best thing! Thank you.
Great information. Thanks for providing!
Thank you very much for your help!! You made it so easy to find exactly what I needed. I will be telling my friends and family about your website. Again, thanks a lot!!

About | Library | Glossary | Disclaimer | Privacy | Suggest | Affiliate | Advertise | Agent Log-In | Site Map

We are not a carrier, agent or broker. When you choose to inquire with an advertiser on Insurance Finder, your information remains between you and that advertiser(s). Advertisers are solely responsible for keeping their information current.

Auto Insurance quotes from agents near you:
Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Insurance Policy:
Individual and Family Health Plans | Corporate Group Health Plans | Long Term Care (LTC) | Disability Insurance | Senior Health Insurance | Dental Insurance | Vision Health Plans | Rx Drug Savings Plans | Term Life Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Auto Insurance | Senior Auto Insurance (Age 55+) | Motorcycle Insurance | ATV Insurance | Boat Insurance | Watercraft Insurance | RV Insurance | Homeowners Insurance | Condominium Insurance | Renters Insurance | Business Owners Insurance | Commercial Auto & Truck Insurance | Workers Compensation | Liability Insurance | Mortgage Protection Insurance

InsuranceFinder.com is an Electric Business website.  Powered by ZipSearch!
Copyright © 2007 InsuranceFinder® All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.