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Shopping for Auto Insurance in New Mexico
Remember the state of New Mexico doesn’t require these coverages but your lien holder does. Ask you auto insurance agent for details. Don’t have an auto insurance agent? You can find one at InsuranceFinder.com. InsuranceFinder.com will match you local agents to help you get the best insurance coverage for your needs.

If you don’t want to buy car insurance in New Mexico, there is an expensive alternative available. If you have cash, and lots of it, you can get a cash deposit or surety bond in the amount of $60,000. This will allow you to cover yourself without having to make any payments to an auto insurance company. However, do remember that you are only getting $60,000 worth of coverage.

In 2001, New Mexico enacted the IIDB (Insurance Identification Database), which was set up to monitor insurance status of registered drivers. Insurance companies in New Mexico are supposed to update the database accordingly. Additionally, if there is a policy lapse, the insurance company will notify the IIDB where the formerly insured will be contacted by email to resolve the situation. The IIDB’s goal is to reduce the number of uninsured motorists on the road.

The average cost for car insurance in New Mexico from 1999-2003 was $730.46. Are you paying too much for car insurance? You shouldn’t have to. The best way to see you can save on car insurance is to shop around. Click here to get started. In just a few minutes you can get multiple quotes on auto insurance and find out how much you can save. Auto insurance is mandatory but it’s not mandatory to pay too much for it! Get an online car insurance quote now.

For more information, you can visit the New Mexico Public Regulation Commission website at: http://www.nmprc.state.nm.us/id.htm.

Are you paying too much for insurance?
Are you trying to find affordable insurance? To find out you should comparison-shop for New Mexico automobile insurance. Have you tried InsuranceFinder.com to find a price for New Mexico car insurance? If not what are you waiting for? InsuranceFinder.com is the easiest way to get an New Mexico car insurance quote online. You just complete one quick form to receive multiple automobile insurance quotes from reputable insurance companies.

New Mexico Automobile Insurance Requirements:
You need to buy car insurance in New Mexico before you can register your car. New Mexico requires you to have certain coverages to be in compliance. The minimum requirement for auto insurance in New Mexico is to have liability coverage in the amount of 20/50/10. This liability coverage will provide $20,000 for bodily injury per one person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident.

The New Mexico Automobile Insurance Plan:
Although New Mexico may require that you only have liability coverage for car insurance, you may want to consider optional coverage to add on to your auto insurance policy. Optional coverage includes:
Collision
Comprehensive
Uninsured motorists insurance (UMI)
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