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Shopping for Auto Insurance in Alaska
A car insurance company can cancel your policy within the first 59 days for any reason except for your employment status, if you rent, and if didn’t have car insurance before unless you were legally required to have it. An auto insurance company must give you the reason for canceling the policy.

Think you can drive without insurance and save money- think again. The penalty for not complying with the automobile financial responsibility laws is $200-$1,000 fine, maximum 90-days jail for the first offense. So go to InsuranceFinder.com to find the cheapest car insurance rates in MN.

Points on your Minnesota driver’s license can make your car insurance price increase. So it’s important to drive carefully to avoid moving violations that can lead to points. Do you have more questions about MN car insurance? Check out the state’s insurance website at www.commerce.state.mn.us

Want a convenient way to shop for Minnesota car insurance prices?
The easiest way to comparison shop is going to InsuranceFinder.com, fill out one form and get multiple car insurance prices from licensed agents in Minnesota. The average price for car insurance in Minnesota in from 1999-2003 was $836.12. Are you paying more than that? If you are, the only way to find out if you can save is to shop around. Go here to start seeing how much money you can save! (Based on a study done by the Insurance Information Institute).

Alaska Automobile Insurance Requirements:
Yes, car insurance is expensive but it is mandatory in Minnesota. In order to meet the requirements for car insurance in Minnesota, you will need to purchase Liability, Under Insured, and Uninsured motorist (UM/UIM) and PIP, otherwise known as “no fault” coverage. Personal Injury Protection has a minimum of $40,000; $20,000 for medical expenses and the remaining $20,000 may be used for non-medical expenses. The minimum coverage for liability is: 30/60/10; $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $10,000 for property damage per accident. The final required coverage is UM/UIM and are both 25/50.

The Minnesota Automobile Insurance Plan:
If you feel that the required coverage for auto insurance in Minnesota is not adequate, you can always add onto your policy with optional coverage, which includes:
Collision
Comprehensive

Remember these coverages are not mandatory by the State of Minnesota but your lien holder does require them.

The state of Minnesota also has a point system intact, for which each violation can lead up to a non-renewal of your car insurance policy. The point system does take into consideration the number of cars in the household. Points are usually determined by the severity of the violation. For example, if you are cited for careless driving, you will receive one-and-a-half points. Two-and-a-half points are assigned for reckless driving. DWI and DUI result in four points. Points less than one are assigned for speeding and all other violations.
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