Annuities InsuranceInsuranceFinderSpecialty InsuranceBusiness InsuranceHomeOwners InsuranceAuto InsuranceLife InsuranceHealth Insurance

Maryland Auto Insurance Information
Did you know Maryland automobile insurance companies could use credit as a factor for determining your car insurance premium? However, there are guidelines that auto insurance companies must follow when using your credit history to rate your car insurance policy. For instant, auto insurance companies can’t increase your renewal rates based on your credit history. Furthermore, car insurance companies cannot apply a surcharge of more than 40% based on credit. Lastly, automobile insurance companies can’t increase your rates for any factors more than five years old or if the car insurance company can’t find your credit history or for the number of credit inquiries.

Are you paying too much for insurance?
Looking for a car insurance rate quote in Maryland? Try visiting InsuranceFinder.com. It’s the easiest way to get an online auto insurance rate whether you live in Baltimore, Rockville, Frederick, Annapolis or anywhere else in the great state of Maryland. Just complete one simple form and in less than a minute you’ll be matched up with multiple automobile insurance agents. How much could you save on auto insurance? Find out now.

Maryland Automobile Insurance Requirements:
State Requirements for liability car insurance are $20,000 per person and no more than $40,000 for the entire accident. This part of your car insurance coverage pays for the other party’s medical bills if you are found at-fault in the car insurance accident. The minimum requirement for property damage in Maryland is $15,000. Property damage covers the other persons property if you cause the car accident.

Your auto insurance quote may also include some optional car Insurance coverages. These coverages include personal injury protection (PIP) and uninsured motorist (UM) coverage. Maryland car insurance law requires auto insurance companies to offer $2,500 in PIP per person for medical benefits. It also includes loss of income up to 85% for three years. You can reject this coverage, which would reduce your car insurance rate but it must be done in writing. In Maryland, UM coverage includes underinsured motorist (UIM) coverage. If purchased, UM coverage must be equal to the amount of bodily injury coverage purchased, unless waive this option in writing.

Motorcycle Owners:
Car insurance companies are not required to offer lost income benefits under a PIP to motorcycle owners. If the car insurance company offers it, the auto insurance company can require deductibles or specific exclusions. For more information, contact a Maryland automobile insurance agent now.

Maryland Insurance Plan:
In the state of Maryland, car insurance companies are not allowed to ask about accidents and tickets older than three years. Maryland state law does not allow car insurance companies to deny you automobile insurance coverage because you have auto insurance through the Maryland Automobile Insurance Fund (MAIF).
Your site is the the most helpful and insightful insurance site I have visited! And its FREE!!! Anything free is for ME!!! Thanks a lot and I appreciate your tips! I will let you know the outcome!
Great site!!! Great information. Very informative.
I just want to say "Thank you". The services you have provided are awesome. Keep up this great service.
So far I have found that you have done exactly
what you say. And that is the best thing! Thank you.
Great information. Thanks for providing!
Thank you very much for your help!! You made it so easy to find exactly what I needed. I will be telling my friends and family about your website. Again, thanks a lot!!

About | Library | Glossary | Disclaimer | Privacy | Suggest | Affiliate | Advertise | Agent Log-In | Site Map

We are not a carrier, agent or broker. When you choose to inquire with an advertiser on Insurance Finder, your information remains between you and that advertiser(s). Advertisers are solely responsible for keeping their information current.

Auto Insurance quotes from agents near you:
Alaska | Alabama | Arizona | Arkansas | California | Colorado | Connecticut | Delaware | District of Columbia | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming

Find The Perfect Insurance Policy:
Individual and Family Health Plans | Corporate Group Health Plans | Long Term Care (LTC) | Disability Insurance | Senior Health Insurance | Dental Insurance | Vision Health Plans | Rx Drug Savings Plans | Term Life Insurance | Whole Life Insurance | Universal Life Insurance | Fixed Annuities | Auto Insurance | Senior Auto Insurance (Age 55+) | Motorcycle Insurance | ATV Insurance | Boat Insurance | Watercraft Insurance | RV Insurance | Homeowners Insurance | Condominium Insurance | Renters Insurance | Business Owners Insurance | Commercial Auto & Truck Insurance | Workers Compensation | Liability Insurance | Mortgage Protection Insurance

InsuranceFinder.com is an Electric Business website.  Powered by ZipSearch!
Copyright © 2007 InsuranceFinder® All Rights Reserved. This material may not be published, broadcast, rewritten or redistributed.