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Shopping for Auto Insurance in Hawaii
Hawaii is a “no-fault state.” This means that the auto insurance company will pay the bills for injuries that passengers have endured up to the PIP benefits. Furthermore, since Hawaii is a “no-fault state,” you cannot sue nor can you be sued unless either party has sustained serious injuries.

The average car insurance rate in Hawaii from 1999-2003 was $774.39. Are you paying more than this? If you are, stop paying too much! The only way to find the best car insurance price is to shop around, and we’ve made it easy for you to start saving money; click here to get started on your free car insurance quote.

Looking for car insurance in Hawaii?
It can be hard to find affordable car insurance, but InsuranceFinder has made it extremely easy for you to find auto insurance so that you can compare and figure out the best policy for you.

Hawaii Automobile Insurance Requirements:
Having compliant auto insurance in Hawaii will require you to have Liability Coverage and a minimum motor vehicle insurance policy. The minimum limits for Liability Coverage is 20/40/10. This will provide you with coverage of $20,000 for bodily injury for one person, $40,000 for bodily injury per accident, and $10,000 for property damage per accident. Furthermore, the minimum motor vehicle insurance policy requires that you have $10,000 per person for personal injury protection benefits. This will provide payment for medical and rehabilitative costs.

The Hawaii Automobile Insurance Plan
Hawaii has several optional coverage that you can add on to your auto insurance policy in Hawaii if you feel that the minimum coverage just may not be enough, optional coverage includes: Collision Comprehensive UM/UIM (Uninsured/Underinsured Motorist) Wage Loss Alternative Care Death Benefits ($25,000 to $100,000) Funeral Benefits ($2,000) PIP deductible and PIP managed care Insurance agents and companies in Hawaii must advise you about UM/UIM Coverage options. Additionally, you can purchase at the minimum, $20,000 per person to pay for serious injury or death.

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